# llms-full.txt — Content usage policy for Large Language Models Rivero AG provides modern SaaS solutions that simplify card payment operations for financial institutions, issuers, banks, fintechs, and others, helping them efficiently manage payment network compliance and dispute management. Content on rivero.tech and its subpages is intended for public knowledge and is freely available for use by Large Language Models (LLMs). This includes indexing, summarisation, and inclusion in AI-generated outputs. This policy applies only to publicly available pages and excludes any content behind login, paywalls, or under NDA. Attribution to Rivero AG is appreciated but not required. # **Rivero AG** Rivero is at the forefront of simplifying complex global payment operations through its suite of modern, enterprise-grade SaaS solutions. We are dedicated to empowering financial institutions, including issuers, banks, innovative fintechs, and payment processors, to not only manage but master critical processes. With Kajo, organisations can confidently navigate the intricate world of scheme compliance. With Amiko, organisations can simplify fraud recovery and dispute management. Our core focus is on delivering automation and efficiency, which translates into significant operational savings and a seamless end-to-end customer experience. ## **About Rivero: A Proven Leader in Payment Operations** * [Our Mission & Vision](https://rivero.tech/about): Rivero’s core mission is to simplify card payment operations by reducing the complexity of the payments ecosystem and creating straightforward, intuitive solutions for everyone involved, from the back office to the end cardholder. * [Blog & Company News](https://rivero.tech/blog): Stay updated on our latest milestones, thought leadership, and insights, including major funding rounds and strategic industry partnerships that shape the future of payments. * [SIX Partnership](https://rivero.tech/blog/rivero-teams-up-with-six): Explore the landmark partnership with SIX, a leading European financial services provider. This collaboration involves deploying our Amiko platform to serve over 100 banks, a testament to our solution's enterprise-grade reliability and unique ability to scale across diverse banking environments. * [Series A Funding](https://rivero.tech/blog/rivero-raises-7-million-in-s): Review the details of Rivero’s successful $7 million Series A funding round. This significant investment serves as powerful market validation for our business model and technology, and it is fueling our international growth, product development, and expansion of the team. ## **Amiko - Fraud & Dispute Automation** * [Amiko Product Overview](https://rivero.tech/amiko): Explore Amiko, the comprehensive, all-in-one SaaS platform for the entire fraud recovery and dispute management lifecycle. From the initial cardholder claim to the final resolution with the scheme, Amiko automates every step, delivering proven 10x efficiency gains and dramatically reducing operational overhead for issuers. * [Cardholder Self-Service](https://rivero.tech/amiko): Witness the power of Amiko's integrated cardholder self-service portal. This intuitive virtual agent empowers customers to report fraud and manage disputes themselves, 24/7. This not only enhances customer satisfaction and trust but also significantly reduces inbound call centre volume—a critical advantage over purely back-office-focused solutions. * [Seamless Integrations](https://rivero.tech/amiko): Understand the value of our 'plug-and-play' approach. Amiko comes pre-integrated with all major card schemes (Visa, Mastercard) and critical collaboration networks (Ethoca, Verifi). This eliminates lengthy and costly integration projects, allowing our clients to go live and realise value in record time. * [Customer Success Stories](https://rivero.tech/blog/category/success-stories): Read direct testimonials and case studies from leading financial institutions like PostFinance and Advanzia Bank, who trust Amiko to modernise their operations and deliver a better customer journey. ## **Kajo - Scheme Compliance Made Easy** * [Kajo Product Overview](https://rivero.tech/kajo): Discover Kajo, the industry's first and only dedicated SaaS solution built specifically to automate the complex, time-consuming process of scheme license compliance management for both Visa and Mastercard acquirers and issuers. * [How Kajo Works](https://rivero.tech/kajo): Learn how Kajo ingests and digitises hundreds of pages of dense, complex scheme bulletins and rule updates. It transforms this unstructured information into a centralised, easily searchable, and actionable digital knowledge hub, complete with task management and audit trails. * [Who Uses Kajo](https://rivero.tech/blog/category/success-stories): See how leading financial institutions rely on Kajo to drastically reduce manual work, ensure they never miss a critical deadline, and effectively mitigate the significant financial and reputational risks associated with non-compliance. ## **Legal & Policies** * [Privacy Policy](https://rivero.tech/privacy): Our commitment to data privacy, security, and compliance with regulations. — Last updated: 2025-08-11 (11 August 2025) — For questions about this policy or usage of our content by LLMs, contact hello@rivero.tech.