Scheme Compliance Made Easy.

Enabling all players in the payment ecosystem to streamline their scheme compliance process.


Some of our customers

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In collaboration with


What best describes your profile?

Here is how Kajo helps an Issuing Bank

  • Manage the full scheme compliance life cycle in one place
  • Reduce the administrative part of the scheme compliance process
  • See an overview of your scheme compliance status
  • Coordinate the scheme compliance process with internal & external stakeholders
  • Mitigate the risk of non-compliance

Key Features


All in One

The only solution where you can access all payment scheme publications & see which ones are relevant and pre-selected for you. With Kajo, you can manage Visa Business News, Technical Letters, Mastercard Bulletins & many more.


Expert Guidance

Our experts add additional clarification & guidance to scheme publications to help you with the interpretation of rules and requirements. With Kajo, you can benefit from over 30 years of experience in Scheme Compliance.


Compliance Life-Cycle

Kajo automatically detects the impact of scheme publications on your organisation and pre-assigns tasks to relevant stakeholders accordingly. With Kajo, you can track and manage tasks and optionally integrate Kajo with Service Now & Jira Cloud.


Non-Compliance Risk

Kajo provides an overview of current & future compliance state across your organisation, so you are aware of any impending non-compliance issues. With Kajo, you can avoid any unwanted surprises and prevent potential non-compliance penalties.


Search & Filter

Instantly find bulletins and tasks you are looking for by utilising Kajo's powerful keyword search engine and more than 70 filter criteria.


Personalised Notifications

With email notifications, you will never miss important rule changes, approaching deadlines or an impending non-compliance.



Collaborate on bulletins and tasks via a Whatsapp-style comment feature. Staying aligned on a compliance topic has never been so easy.



Keep an overview on how scheme changes are progressing within your organisation & track all ongoing activities & deadlines.

No IT Integration

No IT Integration

As a fully SaaS product, Kajo only requires a web browser like Chrome, Edge, Firefox or Tesla browser.

Bank-Level Security

Bank-Level Security

Designed as a multi-tenancy system with customer data segregation and free from any client-identifying data.

Ever-Evolving Product

Ever-Evolving Product

Based on user feedback we constantly make Kajo better and bring you more features to save you time and effort.

What our customers say

 Patrick Dessouslavy

"Kajo has enabled our scheme compliance experts to focus their time & expertise on adding more value to the business."

Patrick Dessouslavy
Head Operations Risk Management

Angela Pascarella

"Thanks to Kajo, we have full control over the impact of schemes' rule changes, deadlines, and the overall compliance status."

Angela Pascarella
Senior Digital Product Lead

Nurlan Zhagiparov

"It's great to be partnering with Rivero's excellent SaaS platform, and we look forward to streamlining our processes with this new development."

Nurlan Zhagiparov

Choose your package



Get access to all relevant schemes' publications in one place

  • checkTailored Scheme Publications
  • checkCollaboration on Publications
  • checkAdvanced Search & Filtering
  • checkCustomisable Notifications
  • checkExpert Guidance
  • checkTailored Compliance Framework
  • crossAutomated Task Creation
  • crossCollaboration on Tasks
  • crossTask Management
  • crossCompliance Dashboard
  • crossCompliance Costs Tracking
  • crossJira Cloud Connector
  • crossService Now Connector


Engage even more internal and external stakeholders in the process

  • checkTailored Scheme Publications
  • checkCollaboration on Publications
  • checkAdvanced Search & Filtering
  • checkCustomisable Notifications
  • checkExpert Guidance
  • checkTailored Compliance Framework
  • checkAutomated Task Creation
  • checkCollaboration on Tasks
  • checkTask Management
  • checkCompliance Dashboard
  • checkCompliance Costs Tracking
  • checkJira Cloud Connector
  • checkService Now Connector
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