Kajo

AI-Powered Payment Knowledge Platform

Decode payment network mandates in minutes, not hours. Kajo centralises all bulletins, automates impact analysis, and facilitates compliance collaboration.

Trusted by leading brands

Ready for all payment networks

Clarity. Automation. Intelligence.

Redefine how your team manages payment network compliance.

Get notified about relevant updates and impacts, automate routine tasks, and use artificial intelligence (AI) for guidance.

Intelligent discovery

Intelligent discovery

Centralise all payment network references and manuals in one hub. Kajo highlights relevant mandates their impact so nothing gets overlooked.

Compliance automation

Compliance automation

Auto-assess impact, prioritise actions, assign owners, and track progress from publication to completion with a full audit trail.

AI-powered insights

AI-powered insights

Kajo's built-in artificial intelligence provides instant summaries, answers, and role-specific guidance to enable you to make faster, smarter decisions.

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Centralised knowledge hub

Empower Product, Operations, IT, and Finance teams with a single source of payment network knowledge and AI-powered guidance.

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Real-time compliance overview

End-to-end tracking from bulletin to compliance. Activities, ownership, and due dates in one place. Full accountability and auditability.

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Kajo artificial intelligence assistant

Instant answers to complex questions about bulletins. Provides clear, contextual insights. Accelerates impact analysis and decision-making.

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Intelligent workload prioritisation

See risk and effort across all compliance tasks. Prioritise and don't miss high-impact mandates. Identify cost-saving opportunities (opt-in/out).

Security. Reliability. Speed.

A purpose-built platform for secure, AI-driven compliance.
Purpose built AI

Purpose built AI

Purpose-built for compliance, not a generic AI chatbot. Kajo's answers are precise and contextual (tailored to specific roles and needs).

Bank-grade security

Bank-grade security

PCI DSS compliant and ISO27001 certified. Complete segregation of customer data. No sensitive data processed.

Go live in weeks

Go live in weeks

A ready-to-use cloud solution that skips IT integrations and avoids costly in-house builds, freeing your teams to focus on high-impact work.

Trusted by leading banks to simplify compliance with Kajo

Christian Tessari

Efficient, consistent, and reliable. "Kajo has transformed our approach to card scheme compliance management, making it more efficient and reliable [...] we believe any bank could greatly benefit from adopting Kajo."

Christian Tessari
Vice President - Head of CoE Card Management Run

Miranda Rodigas

Game changer for scheme compliance. "For many people in the organisation, this was a game-changer [...] managing a huge volume of publications and tasks, and it was becoming more difficult to stay ahead of the game. The old system wasn’t just inefficient, it was risky."

Miranda Rodigas
Head of Scheme Management

 Claudia Schirone

10/10 experience. "The potential impact of non-compliance is immense, making it crucial to have a transparent and structured process to avoid oversights. Kajo addresses this concern excellently [...] a solid 10 out of 10."

Claudia Schirone
Card Scheme Manager