Every week, payment networks send bulletins to their licensees, with rule changes, technical updates, and new requirements. For banks holding multiple scheme licences, that means dozens of updates per month, each one needing to be reviewed, classified, assigned, and tracked through to action. Miss one and the consequences range from missed deadlines and oversights to operational disruption and and reputational damage.
This is the reality of scheme compliance, and for most banks, it's still managed largely by hand with spreadsheets, email threads, manual reminders, and fragmented processes. It works, in the sense that the work gets done, but it consumes time and headcount that should be spent on higher-value priorities.
Our experts have created "Scheme compliance reimagined" ebook for the teams stuck in that cycle. It's a practical roadmap to what a modern compliance operation looks like, drawing on what we've seen work across European issuers.
Inside, you'll find:
- What scheme compliance actually covers, and why getting it wrong is more costly than most teams realise
- How rising bulletin volumes are changing the math on manual compliance management
- The full picture of what non-compliance costs, beyond the headline penalty figure
- Four areas where automation delivers the biggest operational gains
- How to build a real-time compliance overview your team can trust at any moment
- Why stakeholder collaboration is the unlock most banks underestimate
Get a practical roadmap for transforming compliance from a reactive obligation into a strategic lever, with guidance on where to automate, what to streamline, and how to free your compliance team to focus on higher-value work.