Scheme Compliance

Learn about the operational challenges and risks associated with compliance with payment networks like Visa and Mastercard and find out how to simplify this process and make it more manageable and efficient.

All Fraud & Disputes Guides & Reports News Podcasts Scheme Compliance Success Stories Thought Leadership Webinars

Digital transformation in payments: why network knowledge must be your first AI project

Digital transformation in payments often overlooks a crucial foundation, the network knowledge layer. As banks race to deploy AI, build cloud-native infrastructure, and deliver hyper-personalised customer experiences, many still rely on slow, manual processes to interpret thousands of scheme rules from Visa and Mastercard. This blind spot can stall innovation before it starts. An AI-powered knowledge hub like Kajo transforms how organisations manage payment intelligence, providing instant, structured, and validated network knowledge across compliance, risk, and innovation teams. By integrating this knowledge layer first, banks can accelerate innovation, ensure compliance by design, and build the operational resilience that true digital transformation demands.

NOV 11, 2025

Why C-Level executives must shift from compliance cost to payment intelligence strategy

C-Level executives can no longer treat payment network compliance as a cost center. Discover how Kajo’s Payment Intelligence framework empowers executives to transform compliance data into strategic value, enhancing visibility, reducing risk, and driving operational excellence across the enterprise.

NOV 7, 2025

Card issuers going global: why payment network compliance can make or break your launch

Global expansion looks simple until you face each market’s payment rules. Discover how Kajo enables card issuers and FinTechs to scale internationally by centralising compliance intelligence, automating workflows, and transforming scheme complexity into operational clarity.

OCT 21, 2025

The business case for proactive payment network compliance

In today’s complex payments ecosystem, card networks like Visa and Mastercard constantly update their rules, often with major operational and financial consequences. Treating compliance as a back-office task leads to costly penalties, inefficiencies, and reputational risk. This article explores the hidden costs of neglecting compliance and outlines how a proactive, technology-driven approach, powered by platforms like Rivero’s Kajo, can turn compliance into a strategic advantage.

OCT 13, 2025

Payment network compliance: From compliance burden to strategic asset

Payment network compliance often feels like a heavy, reactive burden for issuing banks: tracking hundreds of bulletins, managing fragmented teams, and scrambling to avoid penalties. But with the right tools and processes, compliance can become a strategic asset, boosting audit readiness, lowering risk, improving efficiency, and enabling growth. This post explores how banks like Worldline, PostFinance, Cornèrcard, and others have moved from firefighting to foresight and how you can too.

SEP 25, 2025

A card issuer's guide to Visa and Mastercard communications

Visa and Mastercard issue constant updates that directly impact issuers. From rulebooks to fraud monitoring and security changes, this guide breaks down what to expect, who’s affected, and how to turn compliance communications into a strategic advantage

SEP 9, 2025

Meet Kajo Intelligence (KI): Your AI Assistant in Kajo

Meet Ask KI: the first feature in Kajo Intelligence, built to make compliance faster and smarter. Instead of spending hours reviewing Visa and Mastercard bulletins, compliance managers can now ask questions directly inside Kajo and get clear, AI-powered answers in seconds. Ask KI highlights what matters most, saves time, and ensures accuracy by combining AI with Rivero’s deep payment network compliance expertise.

AUG 25, 2025

The case for better payment network knowledge within banks

How payment network updates can be a strategic advantage.

JUL 28, 2025

Why banks can’t outsource payment network compliance

Many banks rely on processors for payment network compliance, but that doesn't shift responsibility. Learn why outsourcing isn’t enough and how to stay in control without adding overhead.

MAY 1, 2025

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